Get your money's worth from every card.

Card Shark keeps track of your statement credits, 5% categories and annual fees, and reminds you before anything runs out. No bank login and no card numbers.

Coming soon to the App Store How your data is handled

Uber Cash · Amex Gold3 days left

$10 ready to chomp this month. It resets on the 1st.

Freedom Flex 5%New quarter

This quarter's 5% categories are out. Activate them to earn 5% back.

Annual fee checkRenews in 30 days

Delta Reserve has chomped back $482 of its $650 fee this year.

What it keeps track of

The perks you're already paying for

Premium cards come with credits and bonuses that are easy to forget. Card Shark lists every one for the cards you hold and tells you when to use them.

Monthly, half-year and yearly credits

Dining, rideshare, hotel and travel credits, each with a reminder before it resets. Mark one used with a tap.

Amex Gold: Uber Cash $10 a month · Resy $50 every six months · Dunkin' $7 a month

Rotating 5% categories

A reminder to activate each quarter, what this quarter's categories are, and how close you are to the cap.

Freedom Flex · 5% on up to $1,500 a quarter

Did the annual fee pay off?

Card Shark adds up what each card gave back this card year and puts it next to the fee, so renewal time is an easy call.

$482 chomped back of a $650 fee, 30 days before renewal

Which card to use

Pick groceries, dining, gas or travel and see which of your cards gives the most back, in dollars or points.

$200 of groceries: $12 back at 6%, $2 at 1%

Built in with their credits, fees and perks: American Express cards from Platinum and Gold to Delta, Hilton and Marriott, plus Chase Freedom Flex, World of Hyatt and IHG, and Citi AAdvantage. More are on the way, and you can add any other card yourself.

Setup in about a minute

Meet Will Shark

"Hi, I'm Will Shark! I'll help you set up Card Shark. It takes about a minute."

Pick your cards. Tap each one and it goes in your wallet.
When you opened them. The month is enough to know when credits and fees come round.
Any welcome bonus. Will keeps track of what's left to spend and the deadline.
What matters most. It goes first on your Home screen.
Reminders. Only for money you could lose, as early as you like.

Spending goals

Goals, if you'd spend the money anyway

Welcome offers, hotel free nights and airline status all have a spending target and a deadline. Card Shark shows your pace and what's left. Reminders when you fall behind are off unless you turn them on.

Welcome offer$8,000 in 6 months
Hilton free night$15,000 in a calendar year
Delta Medallion status1 MQD for every $10

A goal is only worth chasing with spending you'd do anyway. Buying things to hit one costs more than it earns.

Your Chomper

A shark that grows as your cards pay off

Everyone starts with a little bamboo shark. Every credit and perk you use adds to what you've chomped this year, and each time that reaches another half of your annual fees, your Chomper grows.